Idaho Loan Calculator

Compare Student Loan Refinancing Options in Idaho

Compare student loan refinancing options online in Idaho Now. We did the research so you don’t have to. Simply choose the student loan refinancing lender that best fits your needs or let us connect to a lender that will fit your needs here.

Lender Fixed APR Variable APR Terms (Years)

3.49% - 7.75%

Fixed APR

1.9% - 8.65%

Variable APR

5, 7, 10, 15 or 20 Years

Terms (Years) 		See Your Rate

Fixed Rate*

3.49% - 7.75%

Advertised Rate*

1.9% - 8.65%

Terms*

$5,000 - $250,000

Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

LendKey offers refinancing on private student loans.

Federal Student Loan Refinancing

LendKey also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

LendKey offers a minimum loan amount of $5,000. The offer loans of up to:

  • Undergraduate: $125,000
  • graduate: $250,000
  • Medical, Dental or Vetenary: $300,000

Loan Term

LendKey offers loan refinancing terms of 5, 7, 10, 15 or 20 Years

Good For

Individuals who want a loan from a local or community bank at the lowest rate possible.

Features and Benefits

  • Comparison system
  • Large lender network
  • Private and federal student loan refinancing
  • Fast loan decision
  • Co-signers allowed

Lender Requirements

  • Minimum income of $24,000 to $12,000 per year (with co-signer)
  • A minimum debt-to-income ratio of 50%
  • Available, even if you've filled for bankruptcy
  • Must be a U.S. citizen
  • Minimum education level: Associates Degree

3.24% - 9.99%

Fixed APR

2.49% - 9.67%

Variable APR

5 to 20 years

Terms (Years) 		See Your Rate

Advertised Rate*

2.49% – 9.99%

Loan Terms*

5 to 20 years

$5,000 and up

Loan amount

Types of Student Loan Refinance

Private Student Loan Refinancing

Credible offers refinancing on private student loans.

Federal Student Loan Refinancing

Credible also offers refinancing on federal student loans as well.

Features & Benefits

Loan Amount

Credible offers a minimum loan amount of $5,000 and a maximum loan amount of whatever your student loan balance might be.

Loan Term

Credible offers loan refinancing terms ranging from 5 to 20 years.

Good For

Individuals who want to refinance their student loans while having a lot of options and flexibility.

Features and Benefits

  • No origination or repayment fees. Credible and their partners will never charge you an origination fee or a repayment fee.
  • Cosigners are allowed to help you lower your rate
  • Repayment flexibility: choose when and how often you want to repay your loan.

Lender Requirements

  • At least $5,000 of student debt
  • Have attended a qualifying US education program
  • Be at least 18 years old
  • Have a valid Social Security number and be a legal U.S. citizen or permanent resident.
Get Connected to Student Loan Refinancing

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****APRs, the amount you can borrow, and terms vary depending on the lending partner.
**Personal loans from our partners offer APRs ranging from 3.49% to 35.99% + applicable fees. Our partners personal loan partners offer terms between 2 to 8 years (24 to 84 months). We receive payment from lending partners. * Ex. of a personal loan: A $7,000 loan with an origination fee of 5% will have a funding amount of $6,650, repayable in 36 monthly installments, with an APR of 16.74% would carry monthly a payment of $164 over 3 years.